222454 Hannah Christensen VCD Research Project

Money personality research The Hoarder Hoarders hold onto every last penny that comes into their possession. What’s most important to them is security – and money makes them feel secure in themselves and their future. But no matter how much money a hoarder puts away, they’ll always hoard more. There’s a constant fear of making one wrong move and losing it all – so they make buying decisions very slowly. Hoarders have a few common behaviours that make them stand out from other money personalities such as: ·          Sneaking snack foods and drinks into movie cinemas or stage shows ·          Regularly reviewing your bank account to see how much money you’ve managed to put away ·          Always being on the look-out for the next bargain ·          Wherever possible, buying the best value (cheapest) products poss...

tips and info from precedents: key questions to ask ourselves before making any serious spending decisions, so we can be sure not to make a big spending mistake. 1.) Why do you want to buy it? 2:00 2.) Does it fit your [current] lifestyle? 4:20 (blaze it) 3.) Do I have space for it? 6:14 4.) Do I already have something similar? 8:02 5.) How many times will you use it? 9:45 6.) Can you thrift, rent, or borrow instead? 10:55 7.) Should you save for a more expensive version? 13:21 8.) Could [that $100] be better served elsewhere? 14:56 9.) Do you need it now? 16:18 10.) Who or what are you supporting? 17:36 11.) Is it actually worth 100 of your dollars? 18:47 6 Ways To Save Money You’ve Already Spent 1. Maintenance, cleaning, and tune-ups 1:37 2. Check the shelf life and use things up 3:35 3. Try to repair something before you toss it 5:13 4. Upcycling and keeping it timeless 6:43 5. Selling the things you no longer need 9:49 6. Return defec...

First wireframe I decided I needed to map out the behavior changes I want my users to have. The specific habits I want to change. Then I wrote out the user flow I need to happen for these behaviours to change - the chain of reactions and then the steps for these to happen steps for these to happen: User flow needed: Steps for this to happen: User flow needed: steps for this to happen: User flow needed: steps for this to happen User flow needed: steps for this to happen User flow needed: steps for this to happen: Second Wire frame: Feedback from week 4 second showing: love the notifications would be cool to see how it would suit a number of different peoples 2nd incomes well thought out could there be other ways of achieving this that isn't an app? love the idea of justifying your spending and seeing how it will affect you love that you can create goals and that the app can hold you to those goals,...

My plan for moving forward is to start wireframing and prototyping so I can get user testing going on. My main questions/concerns are How do I user test something that requires you to use it for a long time and How do I make people want to test my budget because people don’t like doing it in the first place. Start of invision wireframe: https://projects.invisionapp.com/freehand/document/RciKUdhK6 plan for wireframe: Budgeting strategy research: Rather than scrutinizing daily expenses, she encourages people to keep the big picture in mind. Tell yourself, “as long as I can save this much per month or quarter or year, it doesn’t really matter how I spend my money. I just have to know that I’m getting to the savings goal that matters for me at this point in my life.” As long as you’re reaching your savings goal, feel free to spend on lattes, shoes, a big wedding or whatever brings you joy. 60% of your income goes to "committed expenses" while the othe...